Category «Reservation of Rights»

Florida Insurance Law 2014 Second-Half Review

One of my New Year’s resolutions for 2015 is to post more regularly to this blog.  It was a very busy 2014, especially the second half of the year, and I have not been able to provide updates as frequently as I would like.  So before we ring in the new year, let’s review some …

Myth # 6: Your Insurance Company Selects Your Defense Counsel

It has been a fairly quiet summer for insurance coverage decisions in Florida, and it has been a while since I added an installment to my series on Commercial Insurance Myths & Misconceptions. So let’s talk about selection of defense counsel. When appointing counsel to defend a newly-filed lawsuit, insurers typically announce to their policyholder …

Additional Insured Entitled to Independent Defense Counsel

In University of Miami v. Great American Assurance Company, No. 3D09-2010 (Fla. 3d. DCA Feb. 20, 2013), the Third DCA held that an insurance company had to pay for separate and independent defense counsel to defend its additional insured.  The coverage dispute arose out of a tragic incident in which a four-year-old child suffered severe injuries …