Category «Environmental Insurance Coverage»

Chinese Drywall Insurance Coverage Update: A Tale of Two Pollution Exclusions

On March 2, Auto-Owners Insurance Company dropped its Eleventh Circuit appeal of a Middle District of Florida decision granting summary judgment to its policyholder on defense and indemnity coverage for Chinese drywall liabilities.  The district court’s opinion, authored by Judge Susan Bucklew in Tampa, denied Auto-Owners’ summary judgment motion seeking to avoid coverage obligations based on the pollution …

11th Circuit Unsure If Insurance Policy Ambiguities Are Automatically Construed Against Insurers In Florida

Let’s take a short break from the top 10 insurance myths series to discuss a recent Eleventh Circuit decision that might seem a bit puzzling at first.  (Hat tip to my friend Dan Thomas, construction lawyer extraordinaire at Leopold Law, for sending me a copy of the opinion.)  In Ruderman v. Washington National Insurance Corp., …

Myth #1: Your Business Is “Fully Covered”

Last week I provided a list of my top 10 commercial insurance myths and misconceptions.  Today I want to start with the first misconception on the list: Your Business Is “Fully Covered”. I hear this a lot from clients.  From a liability standpoint, it usually means their company has a comprehensive general liability (CGL) policy …