Category «Independent Counsel»

Myth # 6: Your Insurance Company Selects Your Defense Counsel

It has been a fairly quiet summer for insurance coverage decisions in Florida, and it has been a while since I added an installment to my series on Commercial Insurance Myths & Misconceptions. So let’s talk about selection of defense counsel. When appointing counsel to defend a newly-filed lawsuit, insurers typically announce to their policyholder …

Additional Insured Entitled to Independent Defense Counsel

In University of Miami v. Great American Assurance Company, No. 3D09-2010 (Fla. 3d. DCA Feb. 20, 2013), the Third DCA held that an insurance company had to pay for separate and independent defense counsel to defend its additional insured.  The coverage dispute arose out of a tragic incident in which a four-year-old child suffered severe injuries …